those with targeted needs not requiring the broad scope of a
comprehensive financial plan, project or hourly planning may be
This approach includes a free initial consultation
to review your needs, assess the complexity of the work, and estimate
The objective is for you to gain control, set
priorities, understand your options, discuss the pros and cons of
alternative approaches, and take action with an improved chance of
Address Retirement, Investment, And Estate Concerns
Project that can be handled on a project basis
Portfolio review to determine if your
holdings are on track to meet your objectives: review of asset
allocation; review of benchmarked results against peers; education
on investment choices, account options, and costs.
Pre-retirement check-up to determine
the likelihood of your portfolio meeting your retirement income
needs: retirement needs modeling for selected retirement ages and
rates of return; restructuring of assets to support retirement needs.
Retirement check-up to assess the
likelihood that your assets will allow you to maintain your life
style during retirement; IRA minimum required distribution tax
planning; education on Medicare, Medicaid, and long term care
Estate planning review of estate
documents, property ownership alternatives, estate tax reduction
techniques, family gifting strategies, inherited IRA tax planning.
Family and education planning for
college and private school tuition, weddings, elderly family
members, disability, and divorce.
General planning including
setting financial goals, net worth statement, budgeting and cash flow analysis, benefits
identification of insurance coverage weaknesses.
Answer Specific Questions
- Do my investments work well in combination?
- Does it make sense to buy individual
securities or mutual funds?
- Do tax-free investments make sense for me?
- Should I refinance my mortgage?
- What are the best investments to fund college
- Should we own everything jointly after we’re
- Is it better to buy or lease my next car?
- Does it make sense for me to convert to a